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Car Finance Options in Kent

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At Prestige Cars Kent, we believe luxury should be within reach. Based in Kent, we offer an exceptional range of high-quality used cars from saloons and SUVs to sports models. Every car we sell is prepared to high standards and available with flexible finance options to suit your lifestyle and budget. 

For years, we’ve built our reputation on trust, quality, and a passion for performance vehicles. Whether you’re looking for a BMW, Porsche, Aston Martin, or Land Rover, our team is here to make your experience simple and enjoyable. 

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Jaguar F-PACE Listing Image
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£30,350
BMW iX3 Listing Image
Just Arrived
£34,350
Toyota Yaris Listing Image
Just Arrived
£30,350
Mercedes-Benz CLA Listing Image
Just Arrived
£24,216 VAT Qualifying
Mercedes-Benz GLC Listing Image
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£36,563 VAT Qualifying
Mercedes-Benz A Class Listing Image
Just Arrived
£20,236 VAT Qualifying
Jeep Wrangler (685) Listing Image
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£35,850
Volvo XC40 Listing Image
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£32,850
Mitsubishi Shogun Sport Listing Image
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£22,350
Audi A6 Saloon Listing Image
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£17,350
Ford Ranger Listing Image
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£19,850
BMW 5 Series Listing Image
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£14,630

Finance representative example (PCP)

Total cash price of £30,350, with a £3,035 customer deposit, borrowing £27,315 at a representative APR of 10.90%

  • 47 monthly payments of £447.92
  • Fixed rate of interest per annum 5.66%
  • Optional final payment £15,256.00
  • Amount of credit £27,315.00
  • Total amount payable £39,343.24
  • Annual mileage limit 8000 miles
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Your Car Finance Options 

We understand that every driver’s situation is different. That’s why we offer several finance plans, each designed to give you more freedom and flexibility: 

  • Personal Contract Purchase (PCP) – Perfect if you like changing cars every few years. PCP usually offers lower monthly payments, and when your agreement ends, you can choose to return the car, pay the final balloon payment to own it, or upgrade to something new. 

  • Hire Purchase (HP) – Ideal if you want to own your car outright. Once you’ve made the final payment, the car is yours — with no mileage limits or end-of-term surprises. 

  • Lease Purchase – A flexible blend of leasing and ownership. It typically requires a smaller upfront payment and gives you the choice to buy the car at the end of your agreement. 

Each car undergoes a detailed inspection before it reaches our forecourt. And when it comes to finance, our experts are on hand to explain your options clearly — no jargon, no pressure, and no hidden costs. You can even apply online and get a decision in minutes. 

Why Finance a Car?

Financing makes luxury more accessible. Instead of paying everything upfront, you can spread the cost into manageable monthly payments — often leaving room for a higher-spec model than you expected. Plus, it means you can upgrade to newer cars more often, without the hassle of selling privately. 

Check Your Finance Eligibility

Curious to see what you could be approved for? Try our Free Online Finance Checker — it gives you a quick answer in under 60 seconds and won’t affect your credit score. 

  • Drive away with affordable monthly payments. 

Explore Our Range in Kent

Used Audi in Kent

Used Mercedes in Kent

Used Porsche in Kent

Used BMW in Kent

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Ready to Finance Your Car?

With Prestige Cars Kent, owning your dream car is closer than you think. Visit us today or start your finance application online — and let’s get you behind the wheel of something special. 

Find Us

Hewitts Road, Orpington, Kent, BR6 7QR

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